Envelopes - plenty of them

I love paper, the smell, the feel, the different textures, I walk into places like Kikki K just to window shop and look at all the pretty papers, journals, planners and everything else they sell.  I have yet to buy, its not in the plan - YET! I do use an envelope system though for my budgeting categories.  I first started out...

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Moving along....Main Budget

Did anyone else get a shock when they added up their bills for the year?  I did (smile).  It was an eye opener I must say. Once that was done I got to move on to the actual budget itself - allocating every dollar. This was a little tricky when I was trying to work out how much each category should have.  The bills...

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Plan Plan Plan

Welcome back. That super cute little notes clipboard I purchased at our local Kmart for only $2 - Love it. Note: I am definitely not an expert, nor do I have a degree, however the way I Budget works for us and our household,  and I like to think it is a simple way to get back on track.  I realise it may not work for everyone! My...

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Just budget and Stuff - Welcome

WELCOME! I have been thinking for awhile now about sharing with everyone how I have gone about cutting expenses over my whole family budget.   I have always budgeted, I mean always BUT I haven't always budgeted well. Before my son who is now 9 we were double income, no dependants, not much to worry us and we spent a lot...

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