Just Budget and Stuff

Tuesday, May 10, 2016

Building Blocks are the foundation...

Surprises arise in life all the time, maybe your battery on your car dies (usually on a school run), or the washing machine blows up, that sort of thing. Building an emergency fund purposely for these sorts of emergencies is key. Lets face it we all have times that this happens but if we have an emergency fund this takes the...

Friday, May 6, 2016

Dining out on a budget...

Who doesn't love eating out? If you have just started a budget with the aim to clear debt first then this post may not be for you, but if you have a budget that includes some entertainment then eating out may be a given. We live in South Australia so things could be a little different between states. We have a few ways of...

Monday, May 2, 2016

The Entertainment Book

Each year in April a new Entertainment Book is released. The usual price you can get it for is around $65. Sports venues, schools and other organisations use them for fundraising if you purchase through them. Not only do you get some awesome deals inside but others benefit from you buying also. Some of the Benefits...

Saturday, April 30, 2016

Envelopes - plenty of them

I love paper, the smell, the feel, the different textures, I walk into places like Kikki K just to window shop and look at all the pretty papers, journals, planners and everything else they sell. I have yet to buy, its not in the plan - YET! I do use an envelope system though for my budgeting categories. I first started out...

Friday, April 29, 2016

Moving along....Main Budget

Did anyone else get a shock when they added up their bills for the year? I did (smile). It was an eye opener I must say. Once that was done I got to move on to the actual budget itself - allocating every dollar. This was a little tricky when I was trying to work out how much each category should have. The bills...

Thursday, April 28, 2016

Plan Plan Plan

Welcome back. That super cute little notes clipboard I purchased at our local Kmart for only $2 - Love it. Note: I am definitely not an expert, nor do I have a degree, however the way I Budget works for us and our household, and I like to think it is a simple way to get back on track. I realise it may not work for everyone! My...

Just budget and Stuff - Welcome

WELCOME! I have been thinking for awhile now about sharing with everyone how I have gone about cutting expenses over my whole family budget. I have always budgeted, I mean always BUT I haven't always budgeted well. Before my son who is now 9 we were double income, no dependants, not much to worry us and we spent a lot...